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He adds that the bank looks closely at cash generation. "It is cash, not profit, that services debt, and even a profitable business can fail if cash is mismanaged.

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to grow once the economy improves. Bradford Council is Air Huarache Lilac determined to do everything in its power to help the district's businesses get through the recession." Stephen Waud, who heads the Business

local business manager for Barclays Bank in Bradford, says: "We are open for business and have more funds available to lend to local businesses than we had last year, and lending is

any deal is whether a business is able to meet the costs of any borrowing they take on."

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While the BEF steps in where the banks fear to tread, local business bankers insist that ample financial support continues to be available to businesses.

up for the entrepreneurs From Bradford Telegraph and Argus

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information about each individual who would help run the business.

Enterprise Fund team, says: "There seems to be no lessening in desire to start a business in the district; if anything, more Nike Huarache Dark Green

The Fund recently launched Access2Finance, designed to support new and young businesses. Its independent advice is available free of charge to businesses and social enterprises within the district.

people are doing so.

He advised existing businesses to write concise, summarised business plans, including realistic trading figures. They should also be able to break down trading and forecast figures and explain how

"For anyone considering starting a new venture, effective planning, particularly financial planning, is crucial to long term success."

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Coun Adrian Naylor, Bradford Council's executive member for regeneration, says: "Access2Finance is the latest in a series of measures designed to help local businesses not only survive but be ready

already up, year on year.

Jonathan Rostron, associate director of Natwest Commercial Banking in Bradford, says: "Our key message is that we are here to support businesses and we are willing to lend. As ever, our core

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they were calculated.

Transparency in how loan funding would be spent is essential, and those planning to start a business should present evidence of previous business experience, if they have some, also providing

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"Some existing businesses are experiencing difficulties with their banks but the Access2Finance team can help, including free financial health checks, advice on cash management and access toThe Fund can source or provide loans of up to 60,000 to businesses which have not been able to access finance from conventional sources.

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